I’ll give $100 to anyone who knows where I got the title of
this entry (please note, offer not legally binding). Actually, it’s a quote
from the original miniseries “V,” from back in 1983. In it, a street
hood named Elias (played by Michael Wright), takes advantage of the booming
black market brought about by the alien invasion and starts trafficking in eggs
and other staple products. This, of course, is before the tragic death of his
brother turns Elias’s life around, and he joins the resistance.
But, this entry is not about seminal TV shows from my
slightly geeky childhood (even though I was, and am, obsessed with “V”). No, it
just happens that this is the quote that kept running through my head when I
found out the price for egg donation through Donor Egg Bank USA. All I
can say is, I wish we were talking about six bucks. But the reality is far, far
different. Yesterday, I made a transfer of $48,000.00 to DEB USA for the chance
to get pregnant through egg donation. And, hey, that was a discount because I
did wire transfer. Otherwise, it would have been $50,500.00.
So, what does this obscene amount of money get me? Well, one
way or another, it should get me a baby. Here’s how it works. As part of the
Assured Refund Plan, I pay this boatload of money up front, but it gives me up
to six cycles of IVF using egg donation. If at the end of those six cycles, I
don’t leave the hospital with a healthy baby, then I get my money back. The
advantage there, is that, if I don’t end up being able to have a baby of my
own, then I can use that money for adoption. So, one way or another, this $48K
should result in a child.
The sticking point is that, if the egg donation works the
first time, I’ll have basically paid about 2 ½ times more for this than if I
had just paid for a single cycle. That’s a lot of money that I could use for
other things – like health insurance, medication, etc. But, what choice did I
really have? Given my history, I can’t count on it working the first time. It
could still take multiple cycles. If we get to three cycles, then I come out
ahead financially. Not that I want it to go to three cycles. Also, if I had
gone with the single cycle, there would have been no refund. If it didn’t work,
I would have just been out the money. So, I’m trying to take Keith’s advice,
which was, “If it works the first time and you have a baby, you’ll be too happy
to care about the extra money.”
Too true. I told Keith that it was a good thing that I know
I really want this, or that money transfer would have been really painful! In fact, maybe that’s the true test. When I found
out how much it would be, it never once occurred to me not to move forward with
the process. Never once did I say, “This is too much money. It’s not worth it.
I should just stop.” Yeah, it’s a lot of money. But it’s totally worth it. And
I won’t stop until I have a baby. And I swear, when the kid is giving me grief
as a teenager, I won’t say, “Do you know how much money it cost me to even have
you?! Show a little gratitude and respect!” I won’t. I swear.
Of course, all this means nearly depleting the last of my
financial resources from Mom and Dad, so the big move is now upon me. I’ve made
some decisions in that area as well – in part of necessity, and in part based
on desire. Financially, I’m not going to be able to keep this place past the
fall, now that I’ve forked over the $48K for the egg donation. I’ve made
contact with my old realtor about putting it on the market in about a month.
But, because I’m not working full-time, I would have trouble getting a mortgage
(had a long talk with my current mortgage broker about it). I would net enough
from the sale of this place to buy a bigger, less expensive place in
Westchester or Riverdale outright, but that would not leave me enough money to
live off of while I raise my baby.
Now, I’ve said from the beginning that being home with my
baby is not something I’m willing to sacrifice if I don’t have to. And, if I
plan well, then I don’t have to. Mom and Dad have given me the wherewithal to
make this work. I just have to get creative. So, I’m going to sell this place
and rent a house in Westchester for a couple of years. As a general rule, I’m
not a fan of renting because you don’t build equity, and you basically have
nothing to show for it at the end. But, there are times when renting is a good
short-term solution, and this is one of them. Renting allows me to retain the
bulk of what I net from the sale of this place and invest it. It also gives me
the freedom to make another decision in a couple of years about where I want to
live once I have my baby. I know enough to know that I can’t make a decision on
a more permanent home for my child until I actually have that child.
It would probably also make sense not to choose a more
permanent home until I know for sure where I will be working when I make the
transition back to full-time work. And, yes, on one level I do mean where in
New York. If I get a teaching job closer to (or in) the City, I’ll want to live
closer to the City. But, if I get a teaching job further north, I might
consider living further outside the City – not too far, mind you. I’m just
talking Northern Westchester or Putnam.
But there is also the possibility that I might relocate
again. A part of me would like to go back to England, but there is a bit of a
“Been there, done that” aspect to going back there. I think I want something
different. A strong part of me has always felt a pull toward Southern
California, particularly the LA area. That’s mostly because of my desire to
write for film and TV. Being closer to the industry hub might help those
pursuits. But there’s also the weather to consider. These Northeast winters
take their toll (this one was relentless). Sun, palm trees and beaches
year-round has a definite appeal.
Would I live there permanently? Who knows? I don’t do permanent
anymore. Permanent went out the window when I lost Mom and Dad. So did my
concept of what “home” means. There’s really no reason for me not to pick up
and move to wherever I want to. If I have my child and my dogs, then what am I
leaving behind? Yes, I’m leaving behind Keith – and he would be the main reason
to consider not relocating. But, we don’t see each other all that often, since
he lives an hour and a half away, and it’s not like I wouldn’t come back to NY
for visits, and to go to Friends Lake (which would be the other reason not to
relocate). And, since he works from home, there’s always the possibility of his
coming out to California to visit me.
At any rate, that whole discussion is pointless right now,
as I won’t be moving to the left coast for at least two years, if at all. But,
it’s kind of nice to plan. It’s an amusing exercise, as I know full well what
happens when I try to plan things! All I know right now is that my half-dozen
clucks (not even a dozen!) will ship to RMA on Monday. When I get back from
hanging with the fishermen in Oklahoma, visiting the family in Tampa, and
cruising the Caribbean for my long-awaited Spring Break, then it’s go time
again!
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