Tuesday, June 25, 2013

Step Two


One of the most important things for me in choosing to have a baby is the financial aspect of it. I find myself in a contradictory position – if I go back to work full-time as a teacher, I will need childcare. And, I can’t afford childcare in New York on a teacher’s salary. On the other hand, if I stay home, I won’t need childcare, but I also won’t have enough money coming in to cover expenses for long. I’ll run through what’s left from Mom and Dad pretty quickly.

Of course, the ideal solution to that is that I get the dream book deal. But, that’s not something I can rely on happening. So what I have been trying to do is get work that I can do at home. I’ve looked at online teaching positions, but nothing has come through. I’ve also looked at editing and proofreading work. One company that advertised for people had me do their test, which I did well on, but then said they had no openings. Frustrating. I need to follow up with them soon and see if anything changes. But, in the meantime, I did apply for work as a writer with a big online company that generates content for a variety of websites. I got approved to write for the education section, and I’ll start that when I get back from my South America trip. It’s not glamorous, and it’s not going to make me rich, but it will be a good way to start supplementing my income, and it’s a resume builder. Maybe it will lead to other things.

There is another reason why I am trying to find work I can do from home. The truth is, I really want to stay home with my potential child. I know that’s not for everyone, and every mom has to make the decision about what’s right for her. But I know I want to be there for it all. I’ve got nothing against nannies by any means, but I want to raise my child myself (we’ll put aside for the moment the fact that I know absolutely nothing about raising a child). Mom was there for us every step of the way, and I want to do the same for my child.

Of course, a lot of this is getting way ahead of things. I haven’t even officially begun the process of trying to have a baby. But I need to lay the groundwork now. Really, I’ve been trying to lay the groundwork since I got back from England a couple of years ago, but nothing has clicked until now. If over the next few months/year, I can start to build a revenue stream through online work, I should be in decent shape if and when I am lucky enough to have a baby. If the financial side of things does not shape up? Well, horror of horrors, I could always sell my apartment and move out of the City! We’ll hope it doesn’t come to that. J

Monday, May 20, 2013

Step One

There are many steps involved in having a baby. But for me, the actual physical process has to wait until I have a few other things in order. So, Step One was to get health insurance. It's times like this when I miss living in the UK (for all its issues, the NHS would come in very handy right now!). Since I am only teaching part time, I don't qualify for insurance through my employer. I had Cobra from my old job, but that ran out a couple of months ago. Anyone who knows me, knows that I am the one person who should never be without health insurance (case in point, a month after my insurance ran out, I passed out in class and had to be taken to the hospital). So, when the insurance ran out, my dreams of having a baby seemed even further away. 

But, today, I finished the process of enrolling for health insurance through the Freelancers' Union. I have to thank the official NYC website for pointing me in their direction when I searched plans (I am in the awkward position of making too much to qualify for government subsidized plans and not enough to blithely toss money away on an independent plan). I also have to say that, in approving me for the insurance, the Freelancer's Union has restored my dream. I'm sure they have no idea how significant it is to me, but I am very grateful.

So, my insurance kicks in on June 1st. Coincidentally (I swear!), I leave for South America on June 2nd. I've been looking forward to that trip for months, and I kind of look at it as a "last hurrah," if you will. When I get back, I intend to start the baby process, so this may be my last big trip for a while.

Until I return from South America, there's little I will be doing on this process (other than more research). If I come across anything interesting, I will share it. But, I plan to write more regularly once everything gets started. And for my friends out there who have been continually frustrated by my inability to write regularly, this one will be different, I promise! :)

Thanks for joining me on this journey. Fingers crossed that the final destination is a beautiful bundle of joy!

xo Sister Kristen